Nicole Bradshaw of the CRC of Michigan is heard on the Tony Conley Morning Show (AM Radio 1320 WILS) discussing their recent paper on health care costs associated with Michigan's Auto-No Fault insurance.  She describes the report as having a "very narrow view" and clarifys that only the medical costs were researched and that no other factors the make up an auto-insurance premium were considered in the study.  The CRC is an independent study and does not take a position on the reform issue.